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What is a Valuation?

A valuation (also called an appraisal) is a written report giving an independent and expert opinion as to the monetary worth or value of your property. This could include (but not limited to) jewellery, loose stones, antique/vintage watches, antique jewellery, period or antique gold and silverware, accoutrements, items containing precious metals and items of appreciable value.

Valuation/Appraisal assignments conducted by a JASNZ member will include as part of the Scope of work, the intended and assigned use, an estimate of the correct and relevant market values with accurate and comprehensive descriptions, applying professional methodology, procedures and principles.

Items less than $1000 maybe listed for inventory and proof of ownership. Items purchased overseas should be appraised and valued on your return home.

In the event of a loss, your insurance company will ask for proof of ownership and the onus is on you to prove your loss - not the insurer.


How often is a valuation/appraisal required?

Jewellery should be appraised often to take into account the continuing changing market values. If current market value is not a major concern, an up-to-date appraisal of your jewellery and other valuable items should be obtained every two to three years. It is important to keep in mind and be very aware of the volatility of the economic factors occurring within the economy.

Bullion, (Gold, Silver and Platinum) prices, along with the volatility of foreign exchange rates eg: NZ - US dollar fluctuations and these factors affect the value(s) of your personal items.

We also suggest you supply any helpful information such as any gemstone and/or diamond reports, previous appraisals or sales certificates at this time to assist with any authentication and/or extrinsic value purposes.

Jewellery items worth less than $1000 that have not been appraised for at least three years may not be covered by your insurance company. Bring those items in for an inventory schedule and photography.  Where possible, keep receipts and details of when and where the item(s) was/were purchased.